Terms of Service

Acceptance of Terms

Welcome to Carter Business Service. By accessing or using our website, submitting information through our contact forms, or engaging our services, you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, please do not use our website or services.

These terms apply to all visitors, users, and others who access or use our website and services.

Description of Services

Carter Business Service provides professional business services, including but not limited to accounts receivable management, collection services, and related consulting. Our website serves as an informational resource and a means for potential clients to learn about our services and contact us.

The content on our website, including text, graphics, images, and information, is provided for general informational purposes only. It should not be construed as professional advice or a substitute for consultation with qualified professionals.

User Responsibilities and Acceptable Use

When using our website, you agree to:

• Provide accurate, current, and complete information when submitting forms or contacting us
• Use the website only for lawful purposes and in accordance with these terms
• Not engage in any conduct that restricts or inhibits anyone's use of the website
• Not attempt to gain unauthorized access to any portion of the website or related systems
• Not use automated systems or software to extract data from the website without our permission
• Not transmit any viruses, malware, or other harmful code
• Not impersonate any person or entity or misrepresent your affiliation with any person or entity

Intellectual Property Rights

All content on the Carter Business Service website, including but not limited to text, graphics, logos, images, software, and other materials, is the property of Carter Business Service, Inc. or its content suppliers and is protected by United States and international copyright, trademark, and other intellectual property laws.

You may access and use the website content for your personal, non-commercial use only. You may not copy, reproduce, distribute, modify, create derivative works from, publicly display, or otherwise exploit any content without our express written permission.

The Carter Business Service name and logo are trademarks of Carter Business Service, Inc. You may not use these trademarks without our prior written consent.

Third-Party Links and Services

Our website may contain links to third-party websites or services that are not owned or controlled by Carter Business Service. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

You acknowledge and agree that Carter Business Service shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of any third-party content, goods, or services available through such websites or services.

We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit.

Disclaimers

No Professional Advice

The information provided on our website is for general informational purposes only and should not be considered professional advice. You should not rely solely on the information on this website for making business, legal, or financial decisions. Always seek the advice of qualified professionals regarding specific situations.

No Warranties

Our website and services are provided on an "as is" and "as available" basis without any warranties of any kind, either express or implied. Carter Business Service does not warrant that:

• The website will be available, uninterrupted, secure, or error-free
• The information on the website is accurate, complete, reliable, or current
• Any defects or errors will be corrected
• The website is free of viruses or other harmful components

To the fullest extent permitted by law, Carter Business Service disclaims all warranties, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

Limitation of Liability

To the maximum extent permitted by applicable law, Carter Business Service, Inc., its officers, directors, employees, agents, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, goodwill, or other intangible losses, resulting from:

• Your access to or use of, or inability to access or use, the website
• Any conduct or content of any third party on the website
• Any content obtained from the website
• Unauthorized access, use, or alteration of your transmissions or content

In no event shall Carter Business Service's total liability to you for all damages, losses, and causes of action exceed the amount paid by you, if any, for accessing or using our website, or one hundred dollars ($100), whichever is greater.

Indemnification

You agree to defend, indemnify, and hold harmless Carter Business Service, Inc., its officers, directors, employees, agents, and affiliates from and against any and all claims, damages, obligations, losses, liabilities, costs, and expenses (including but not limited to attorney's fees) arising from:

• Your use of and access to the website
• Your violation of these Terms of Service
• Your violation of any third-party right, including intellectual property, privacy, or other proprietary rights
• Any claim that your use of the website caused damage to a third party

Governing Law and Jurisdiction

These Terms of Service shall be governed by and construed in accordance with the laws of the United States and the State of Massachusetts, without regard to its conflict of law provisions.

Any disputes arising out of or relating to these terms or your use of our website shall be resolved in the state or federal courts located in Massachusetts. You consent to the personal jurisdiction of such courts and waive any objection to venue in such courts.

Modifications to Terms

Carter Business Service reserves the right to modify or replace these Terms of Service at any time at our sole discretion. If we make material changes, we will update the "Effective Date" at the top of this page and may provide additional notice through our website or by contacting you directly.

Your continued use of the website following the posting of revised terms means that you accept and agree to the changes. You are expected to check this page periodically to be aware of any changes.

Severability

If any provision of these Terms of Service is found to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect. The invalid or unenforceable provision shall be replaced with a valid provision that most closely matches the intent of the original provision.

Entire Agreement

These Terms of Service, together with our Privacy Policy, constitute the entire agreement between you and Carter Business Service regarding your use of our website and supersede all prior and contemporaneous understandings, agreements, representations, and warranties.

Contact Information

If you have any questions about these Terms of Service, please contact us:

These Terms of Service are provided for informational purposes and do not constitute legal advice. Carter Business Service recommends consulting with legal counsel for specific legal matters.